Please carefully review this Agreement before accessing the www.prompttechinsurance.com website. By accessing the prompttechinsurance.com website, the user agrees to be bound by the terms outlined in this Agreement, as a condition and in consideration of receiving and accessing the site. Use of or access into the PromptTechInsurance website implies acceptance of the terms of the agreement, thereby agreeing to be bound by this Agreement. If you do not want to be bound by this agreement, refrain from accessing the website prompttechinsurance.com. For any queries regarding this Agreement, please reach out to us via email at care@prompttechinsurance.com. Any information on this website pertaining to any products or services, its policies, and terms conditions may not offer comprehensive information, complete description on the features and terms and conditions. Therefore, it is recommended to thoroughly read and comprehend the terms and conditions of the insurance providers and agree to it before making any purchasing decisions.
Product or service refers to any insurance policy or any other service product accessible on the website. Website/We/Our/Us denotes www.prompttechinsurance.com and any mobile applications operated by us. Broker/Brokers means Omega Insurance Brokers LLC.
Insurer/Insurance Provider signifies insurance companies whose products are made accessible on the website. You/Your/User/Users/Customer refers to individuals accessing the website and utilizing its facilities, such as obtaining information, generating quotations, making purchases, inquiring, or seeking advice from the brokers.
prompttechinsurance.com is not a broker or insurance intermediary. We operate as a price comparison website, facilitating the comparison of prices and benefits for various insurance products or other services available. Our website enables individuals or businesses to compare different products for them to search for a suitable product on their behalf.
This Website strictly refrains from dealing with or providing any services or products to any of OFAC (Office of Foreign Assets Control) sanctions countries in accordance with UAE laws.
By utilizing the website, you agree to the terms and conditions. We reserve the right to alter these terms and conditions at any time without advance notice. You will be bound by such revisions, so it is recommended that you frequently visit the website and review the terms and conditions.
In addition to this terms and conditions, terms and conditions of any insurance products purchased through the website are also applicable. These terms and conditions for the products you are purchasing through the website are provided by the respective insurance providers. If you do not agree to all these terms and conditions, refrain from purchasing the product or service through the website.
We do not offer insurance advice, endorse, or recommend the specific insurance products available on the website as suitable for you. The decision to select any product or service is your responsibility, and it is crucial to thoroughly review the terms and conditions of the chosen product and the terms and conditions of the insurance provider before making a decision.
You are solely responsible for deciding if any of our services are suitable for your needs. Prior to any purchase, ensure that you carefully read all terms and conditions. prompttechinsurance.com, the broker, and the insurance provider shall not be responsible for any liability arising out of the purchase made through the website. You are also responsible for all transactions made or purportedly made by any person in your name, or on your behalf, with or without any authority, knowledge or consent, and cannot claim against us in regard to such transactions.
You can link to other websites by means of hyperlinks published on this website by third-party advertising networks or email to you as part of our service. These websites are independently owned and operated by third parties. We bear no liability for any statements, information, products, or services published on or may be accessible through third-party websites, as such matters are beyond our control.
We have taken all reasonable steps to ensure the accuracy and currency of the information on this website. Nevertheless, we cannot accept any liability for any mistakes or omissions. We reserve the right to add, modify, or remove information from this site at any time.
While we take every reasonable effort to guard against viruses and other things with contaminating or destructive properties, we can offer no warranty that this site and its content are free from such viruses or anything else that possess contaminating or destructive properties.
You can access the website as either a guest or a registered user by completing the registration process. Registering on the website involves submitting personal details to create an account. It is your responsibility to maintain the confidentiality of user details, including the password. prompttechinsurance.com is not responsible for any loss or damage resulting from the failure to keep passwords confidential or unauthorized third-party access without your consent.
The website also offers users the option to store records of their insurance policies by signing up and creating an account. Although we make every reasonable effort to ensure your records shall made available to you through the system when needed, we are not liable if access is hindered due to technical or non-technical issues or due to data loss. In the event that any User provides untrue, false, outdated, or incomplete information, and the website has reasonable grounds to believe that such information is untrue, false, not updated, incomplete the website reserves the right to suspend or terminate the relevant User account or deny services to that particular User for current or future use of the website.
We do not take responsibility for any comments, opinions, ratings, or other postings on our website made by any third party.
To obtain a quote through our price comparison service, it is imperative that you, as Customers, answer a series of questions truthfully and accurately to the best of your knowledge. Failing to provide truthful information may render your insurance invalid, and claims not being paid. prompttechinsurance.com disclaims any responsibility for untrue or inaccurate information provided by You, whatsoever
Before purchasing any product from this website, it is crucial that you thoroughly read, comprehend, and agree to the terms and conditions of both the insurance provider and this website. After purchasing a product, ensure that your details match with the information provided to us. Review all documents issued to you by your chosen provider and ensure that you are aware of any levels of cover, financial limits, and any other applicable terms. If any information is incorrect, it is your responsibility to identify the mistake and rectify this with the provider directly. Note that any policy purchase you are making is directly from the insurance provider, and the website is acting as medium throughout the transaction. For queries regarding the terms and conditions of the website or the insurance provider, contact the client support team.
All logos, trademarks, service marks, domain names, and associated intellectual property rights of the insurance companies and the broker belong to them and without their prior written consent you may not reproduce them. Except for them, all intellectual property rights including, without limitation, all logos, trademarks, service marks, domain names, database rights, rights in design, and rights in inventions (in all cases whether registered or unregistered and including all rights to apply for registration) and all other intellectual or industrial property rights in any jurisdiction in any information, content, materials, data or processes contained in or underlying this website and/or the service we provide belong to PromptTechInsurance.com. All rights of PromptTechInsurance.com in such intellectual property rights are hereby reserved.
The website or its operating company PromptTech MiddleEast Software House LLC, the broker, Omega Insurance Brokers LLC, and any of their directors, officers, employees, service providers, or agents shall not be held liable for any loss or damage, whether direct, indirect, consequential, or otherwise, resulting from the customer's purchase of any insurance products through this platform.
The Broker, along with its directors, officers, employees, affiliates, or agents, are accordingly indemnified by the customer against any claim of any nature whatsoever and howsoever arising from damages or loss which might be instituted against the broker, directors, officers, employees, affiliates or agents arising from or connected with or pursuant to the purchase of insurance products contemplated under this agreement.
The customer, in turn, indemnifies, defends, and holds harmless the entity owning and operating the website, its subsidiaries, affiliates, vendors, agents, and their respective directors, officers, employees, and agents (hereinafter individually and collectively referred to as "indemnified parties") from and against any and all losses, liabilities, claims, suits, proceedings, penalties, interests, damages, demands, costs, and expenses (including legal and other statutory fees and disbursements, along with interest chargeable thereon) asserted against or incurred by the indemnified parties that arise out of, result from, or in connection with:
The customers’ breach of these Terms and Conditions or Any claims made by any third party due to, or arising out of, or in connection with, the customers’ use of the website; or Any claim that any third-party intellectual property rights (IPR), proprietary information, content, or materials provided by the customer causes any damage to a third party; or Customer's infringement of any third-party rights, including any intellectual property right.
The details you are asked to submit will be provided directly to our payment provider via a secured connection, if you make a payment for our Products or Services on our Website. A copy of transaction records and Merchant policies and rules must be retained by the cardholder.
We accept online payments using Visa and MasterCard credit/debit cards in AED (or any other agreed currencies). All transactions will be conducted in AED. All credit/debit card details will NOT be stored, sold, shared, rented, or leased to any third parties.
All documents relating to insurance products, including the policy itself, purchased by the Purchaser shall be delivered to the Purchaser exclusively via email.
It is crucial to understand that we do not underwrite insurance cover and any dispute between you and a Participating Insurer over cover shall not give rise to any rebate or refund or repayment liability or obligation on the part of the Service Providers, including the following, whether or not arising in connection with the website. (i)The denial, restriction, annulment, or withdrawal of cover under a Policy provided by a Participating Insurer through the Portal for any cause whatsoever, including but not limited to fraud, misstatement (whether innocent, negligent, or fraudulent), or non-disclosure by you the customer, whether intentional or not;
(ii) any rebate or asserted rebate of Premium in relation with (i).
Any arrangements or Customer communication in connection with Refund Policy shall be implemented by the Participating Insurer directly with the Customer and the Service Providers shall have no obligation to assist in any such matter.
Refunds or rebates will be processed exclusively through the original payment method.
Although we ensure that the information on the Website is correct, the Company does not warrant the accuracy and completeness of the material on the Website.
The company may make modifications to the material on the website, or to the products and any other features described in it, at any time and without prior notice. The information on the Website might not be current, and the Company doesn't make any commitment to update it.
We disclaim any liability or responsibility to the Customer for any loss or damage incurred, whether directly or indirectly, due to the inaccuracy or incompleteness of information on this Website, Errors in pricing or coverage provided by the Insurance Provider, The inability of Customer to use or access the Website due to malfunctions, downtime, or interruptions, Loss of Customer's personal information beyond the reasonable control of the Website, Loss of personal or other data, regardless of the cause, including but not limited to Website malfunctions, power failures, unlawful access to or theft of, data, viruses, programming defects, or negligence on our part, or any event beyond our control.
Customers providing the website or the insurance providers with false, misleading, or incomplete information.
If any of these Terms and Conditions is determined to be invalid, illegal, or unenforceable by any court of competent jurisdiction for any reason, then that specific Term or Condition shall be severed. The remaining Terms and Conditions shall persist, maintain full force and effect, and remain both binding and enforceable.
These Terms and Conditions are subject to and should be interpreted in accordance with the laws of the United Arab Emirates. The courts of Dubai, United Arab Emirates shall have exclusive jurisdiction over any such disputes arising in regard to these Terms and Conditions.